PEAK PRO
Financing a business, its acquisition and its growth.
Start-up, buyout (LBO), cash flow, leasing: we structure business financing that holds up over time — debt, equity and taxation thought through together.
Who it’s for
Executives, buyers and growing businesses.
- 01
Buyers & investors
Acquiring a business, shares or equity stakes: we structure the acquisition debt and the holding structure that goes with it.
- 02
SME executives
Cash-flow needs, equipment financing, business premises: we look for the least costly solution for your balance sheet.
- 03
Independent professionals
Setting up, buying a patient or client base, professional premises: structures suited to your income and practice.
In practice
Precision makes
the difference.
Poorly structured business financing weighs on cash flow for years. We balance debt and equity before approaching the banks.
01
Business buyout (LBO)
Structuring the acquisition holding, calibrating senior debt, leverage and repayment capacity from the target’s dividends.
02
Business loan & cash flow
Working-capital financing, equipment loans, cash lines and guaranteed loans, negotiated at the right level of rate and guarantees.
03
Property & equipment leasing
Acquiring premises, equipment or vehicles while preserving your cash flow and optimising the accounting and tax treatment.
04
Debt / equity structuring
Balancing bank debt, private debt and equity, in coordination with your accountant and financial partners.
How it works
From the first conversation to the disbursement.
Step 1
Analysing the project
Understanding the deal, the accounts and the objectives. First conversation free and with no commitment.
Step 2
Financial structuring
Legal and financial structure, financing plan and forecast ready to present to institutions.
Step 3
Bank negotiation
Putting business banks and partners in competition, negotiating the rate, guarantees and covenants.
Step 4
Closing & follow-up
Support through to disbursement, then availability for your next deals and financing needs.
Frequently asked
What we’re often asked.
Do you finance buyouts without a large personal contribution?
On a buyout, banks generally expect a down payment of around 20 to 30% of the price, but this level is negotiable depending on the target’s strength and its ability to repay the debt. A holding structure, a seller’s loan or equity partners can reduce the contribution required.
Do you work with my accountant?
Yes, systematically when it is useful. We coordinate our work with your accountant and, where relevant, your lawyer, so that the financial, legal and tax structure is consistent.
How long does business financing take?
Allow on average 6 to 10 weeks between submitting a complete file and the agreement, depending on the complexity of the deal and the number of institutions approached. A first feasibility read is given within a few days.
A deal to finance?
30 minutes to talk it through and frame its feasibility, with no commitment.