A full review of your situation: income, assets, taxation, projects. That is often where the room to manoeuvre lies.
Independent broker · Throughout France
Your financing, thought through as a whole.
Real estate, business, wealth. We structure your file, defend it before more than thirty banks and stay by your side until the funds are released.
A first 30-minute conversation, with no commitment.
Compare my borrower insurance ↗ (new tab)ORIAS no. 24002546 · Supervised by the ACPR
Discover our expertise- 500+Financed projects
- 95 %Approval rate
- 30+Banking partners
- 72 hFirst response
Our mission
We don’t chase a rate. We build a deal.
A poorly structured loan is paid for over twenty years. Before negotiating anything, we take the time to understand your situation, your tax position and what you want to do next.
- 01
A global approach
Financing, taxation, wealth: everything is connected. We look at the whole picture before choosing a structure.
- 02
Expert coordination
We work alongside your accountant, your notary or your tax adviser, and we steer the whole process.
- 03
A broad banking network
More than thirty partner banks. They don’t all share the same criteria: we know which one to approach, and how.
- 04
A long-term view
Your first loan should not block the second. We structure every file with what comes next in mind.
Our expertise
Four areas of expertise, a single point of contact.
01 / PEAK ESTATE
Buy-to-let & wealth property
Primary residence, rental investment, SCI: we look for the structure suited to your situation — not the other way round.
Discover PEAK ESTATE
02 / PEAK PRO
Business financing & LBO
Starting, buying or growing a business? We structure the financing that goes with it.
Discover PEAK PRO
03 / PEAK PIM
Real-estate professionals
Property traders, developers, holding companies: financing lines designed for fast-moving operations.
Discover PEAK PIM
04 / PEAK INSURE
Borrower insurance delegation
Insurance can account for up to a third of the cost of your loan. There is almost always a better option.
Discover PEAK INSURE
Calculator
How much can you borrow?
Income, expenses, down payment, term: an immediate order of magnitude, calculated with the rules banks actually apply. We start from this figure to build the deal.
Our method
From the first question
to the release of funds.
Four steps. One contact who knows your file, from start to finish.
Personal name or company, which term, which down payment, which debt level: we define the structure with you.
We present your file to the banks best placed for your profile, and negotiate the rate, guarantees and terms.
We stay mobilised until the funds are released, and remain available afterwards for a renegotiation or your next deal.
The team
A team, not a platform.
You speak to the person who actually builds your file, from the first call to the release of funds. No call centre, no file that changes hands.
Managing Partner
Valentin Boura–Defranoux
Business & real-estate developer financing
Associate broker
Yves Monnier
Buy-to-let property financing
Associate broker
Maxime Pidoux
Buy-to-let property financing
Our partners
A trusted ecosystem around your project.
Independent wealth-engineering firm in Paris. PRIVEOS supports executives, investors and demanding private clients with a full wealth review: taxation, transmission, protection and investment strategy.
Discover PRIVEOS →
Specialist in turnkey buy-to-let investment in renovated older property. As a general contractor with an obligation of result, EDILOS manages every step: sourcing, renovation, tax optimisation and letting.
Discover EDILOS →
Client reviews · Verified
Hundreds of files.
A rating that speaks.
Each testimonial is submitted by invitation by a client identified through their Google account, after their funds are released.
5.0
6 verified reviews
Authenticated via Google sign-in
Our financings across FranceDrag to move · Ctrl + scroll or pinch to zoomCity-level location, never the exact address.
Submission by invitation↕ The wall scrolls — hover to pause
Thibault M.
L'accompagnement s'est bien passé. Malgré un context tendu, Peak Funding a reussis à me trouver un montage competitif et qui correspondait a mes attentes, je recommende.
Primary residence€1,200,000Archamps
Laurent M.
Tres bon service de Valentin tout au long de notre projet
Buy-to-let flat€400,000Annecy
Ferron A.
Valentin m’a accompagné dans le refinancement d’un immeuble à Lyon, après un refus de ma banque. Malgré la complexité du dossier, le projet a pu aboutir. Je le remercie pour la mise en relation et son accompagnement tout au long du projet.
Buy-to-let building€1,600,000Lyon
Nabil B.
Un accompagnement incroyable et une expertise métier qui se fait rare. Valentin nous a accompagné de A à Z avec des conseils pertinents. Merci pour tout !
Primary residence€170,000Nancy
Kevin S.
Un grand merci à Valentin pour son accompagnement et son efficacité. Le dossier était loin d’être simple, avec un projet dans une localisation où le secteur prime et un profil emprunteur pas forcément évident à défendre. Malgré ça, il a réussi à trouver une solution et à mener le financement jusqu’au bout. Disponible, réactif et efficace. Je recommande sans hésiter !
Business property€390,000Charmes
Frequently asked
What we’re often asked.
Does your situation deserve a conversation? Let’s take stock together.
Ask my question ↗How much does your service cost?
The first conversation and the eligibility review cost you nothing. Our fees are stated from the outset and are only due if the financing succeeds, when the funds are released.
My bank has already refused my file — is that final?
No, and it is a common case. Criteria vary significantly from one bank to another: a file refused by one may be accepted by another, especially once reworked. We rebuild the structure and target the institutions suited to your profile.
How long does it take to get an agreement?
You get a first response within 72 hours. Then allow on average 6 to 8 weeks between submitting the file and the agreement — longer when the structure is complex.
Do you work throughout France?
Yes, throughout France, including for expatriates and non-residents. All exchanges can take place remotely, by video call or by phone, with the same contact from start to finish.
Can I borrow for a rental property if I already have a loan?
Often, yes. Not every bank treats rent the same way when calculating your debt ratio. With the right institution and the right structure (SCI, deferral, term), it is common to unlock a capacity that your current bank refuses.
Book a meeting
Let’s discuss your project.
30 minutes to take stock, with no commitment. You leave with a clear view of your financing, even if you don’t work with us.